Lender Advisory

Pre-Credit Reviews

In our experience, many lenders only sometimes have the resources available in-house to fully understand the complexities of medical practices and adequately evaluate risk. Many medical professionals spend next to no time learning business and know as much about running a medical practice as a banker does about doing a surgical operation. For a flat rate fee, HBC can work with lenders providing larger dollar quantum loans to review the borrower before credit approval. We will review the following:

  • Billing
  • Operations
  • Key Metrics

A real estate loan requires an appraiser to determine value. Why are C&I loans to healthcare clients treated any differently?

Recovery Situations

HBC is available to work with secured lenders, creditors, bondholders, and trustees to maximize recoveries. With our operational and financial understanding of the healthcare industry, we can provide fast operational and financial assessments of borrowers so you can effectively achieve your desired resolution in a timely and cost-effective manner.

Our work includes the following:

  • Strategic Review – we provide a detailed business review and report our findings. We advise on all options regarding restructuring, foreclosure, bankruptcy, etc.
  • Monitoring & Reporting – we will provide oversight of operations, billing, financial reporting, and restructuring plans. This includes analysis, reporting, and lending recommendations throughout the restructuring process.
  • Interim Management – We can serve as a Court Appointed Receiver, Chief Restructuring Officer (CRO), or any executive level of the borrower to manage a forbearance agreement or execute a sale.
  • Valuation, Recovery & Collateral Assessment – Assess collateral value, negotiate and manage a recovery plan including a foreclosure sale, UCC sale, bankruptcy, receivership, or other out-of-court solution.

What our clients want is the most reliable, credible solution to their problem. We provide that solution.

Restructuring & Turnaround

Receivership/Bankruptcy Trustee Services Lender Advisory Debtor Advisory Mergers & Acquisitions Interim Management Valuation

Business Health Check-Ups

Financial Review Operations & Staffing Review Billing Review Key Metrics

Medical Billing Reviews

Processes Coding Reimbursement Contracts Key metrics

Mergers and Acquisitions/Valuations

Buy-side Sell-side Mergers Buy-outs Partner Disputes Business Valuations

Business Start-Ups

Strategy Revenue Streams Proforma Location Operational Plan Marketing Plan

Lender Advisory

AR/Billing review Operational Review Key Metrics